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In short; There is no federal law against playing blackjack online. There are some states where it is declared illegal however prosecution would be extremely rare and would most likely be against any establishment rather than the player.
It is completely safe to play blackjack online for real money.
It’s often reported that playing blackjack online for real money is illegal in the US.
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But is it really?
Let’s tackle this head on and resolve this confusing and commonly misunderstood issue.
So let’s get one thing straight:
Playing Blackjack Online is NOT Legally Prohibited in Any Way by Federal Law
There is no law whatsoever against gambling online at the federal level which is a myth that has been established most likely from a misinterpretation of the Unlawful Internet Gambling Enforcement Act of 2006 which states:
The Act prohibits gambling businesses from knowingly accepting payments in connection with the participation of another person in a bet or wager that involves the use of the Internet and that is unlawful under any federal or state law (termed “restricted transactions” in the Act).
This is basically saying it’s prohibited for banks to knowingly accept transactions that are a result of an illegal online bet.
It does not in any way state that it is illegal for a player to participate in gambling online!
Another reason why some people may think it is illegal is the confusion of the Federal Wire Act which is related to sports betting and does not apply to whether online blackjack is legal since they are considered different forms of gambling.
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If you want to try playing blackjack online for real money, we recommend US players to visit Bovada casino.
Are There any State Laws which Explicitly Allow Online Blackjack?
Another reason why it’s confusing to determine whether it’s legal to gamble online is the fact that most states actually don’t have any specific laws which apply to online gambling in general.
If there is no specific law prohibiting online gambling then it is considered legal.
However there are three states that have explicitly passed laws specifically for allowing online gambling which are:
Interestingly, Nevada has allowed for online poker but have prohibited online casino gambling.
States Where Online Blackjack is Technically Illegal
- Illinois
- Indiana
- Louisiana
- Montana
- Nevada
- Oregon
- South Dakota
- Washington
- Wisconsin
There are 9 states that have prohibitions against online casino gambling however it should be noted that the real target of these laws are the online casinos themselves and not the player.
The likelihood of being criminally charged is extremely low and even if you were it would most likely be considered just a misdemeanor
There is only one incident I have been able to find dating back to 2003 in North Dakota where a player, Jeffrey Trauman, plead guilty for placing a bet over $500 and was charged with a misdemeanor and subsequently fined $500. (source: https://digitalscholarship.unlv.edu/cgi/viewcontent.cgi?article=1146&context=grrj)
So for further clarity, let’s look at a table of all states so you can easily distinguish the laws of the state you reside in.
| State | Legal? | State | Legal? |
|---|---|---|---|
| Alabama | Montana | No | |
| Alaska | Nebraska | Yes | |
| Arizona | Nevada | No | |
| Arkansas | New Hampshire | ||
| California | New Jersey | Yes | |
| Colorado | New Mexico | Yes | |
| Connecticut | New York | Yes | |
| Delaware | North Carolina | Yes | |
| Florida | North Dakota | Yes | |
| Georgia | Ohio | Yes | |
| Hawaii | Oklahoma | Yes | |
| Idaho | Oregon | ||
| Illinois | Pennsylvania | Yes | |
| Indiana | Rhode Island | Yes | |
| Iowa | South Carolina | Yes | |
| Kansas | South Dakota | ||
| Kentucky | Tennessee | Yes | |
| Louisiana | Texas | Yes | |
| Maine | Utah | Yes | |
| Maryland | Vermont | Yes | |
| Massachusetts | Virginia | Yes | |
| Michigan | Washington | ||
| Minnesota | West Virginia | Yes | |
| Mississippi | Wisconsin | ||
| Missouri | Wyoming | Yes |
If You Are Unsure, Seek Legal Advice
When in doubt, seek professional legal advice: This website serves to provide players with advice and is not legally binding. Therefore, if you ever have more nuanced questions, do consider consulting a legal professional.
How would I deposit and withdraw money given the UIGEA and Where Can I Play?
The UIGEA has made it considerably more difficult for US residents to deposit and withdraw money from casinos. For example, e-Wallet services such as PayPal or Moneybookers, which are commonly used to transfer funds to/from casinos, usually will not work with US residents engaging in online gaming. We recommend US players avoiding these in general.
Most often, players from the US will be able to use debit cards, direct bank wire transfer, checks, and automated clearing house (ACH). The best method though is to use Bitcoin which is extremely quick and doesn’t have any excess fees. Read our complete guide on how to buy Bitcoin to deposit at a casino here.
For US residents outside of New Jersey, Nevada and Delaware, we recommend playing at Bovada or Betonline.
Related Reading
FAQ
The most recent prosection recorded incident occurred in 2003 where a player was fined $500 and charged with a misdemeanor.
Offshore online casinos do not fall under US jurisdiction so we highly recommend sticking to well known brands such as Bovada or BetOnline.
Pennsylvania has been the most recent state to legalize online gambling and it is expected that West Virginia will be following suit by 2021.
Yes. Since they are located offshore, they do not have to abide by the restrictions made by the UIGEA
Yes, but as with participating in any service online, it is up to you to do your own due diligence before making any wager. While we can recommend reputable various online casinos to play at, we insist that you read the terms and conditions at any online casino so you know exactly what is involved.
Real money blackjack is one of the most sought-after games in the USA. This is most likely because of how easy it is to play and win money.
With so many real money blackjack casinos available, it can be challenging to determine which ones are the best. That’s where we come in. We have developed a list of the best US online casinos, and you can’t go wrong by choosing to play at any one of them.
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Betting Site | Bonus | Bet Now | |
|---|---|---|---|
| 1 | 100% up to €250 | Go to Site | |
| 2 | Europa Casino | 200% up to €500 | Go to Site |
| 3 | 100% up to €400 | Go to Site | |
| 4 | Spinia | 100% up to €250 | Go to Site |
| 5 | 100% up to $1,000 | Go to Site |
If you need more info on everything there is to know about real money online blackjack, please feel free to continue reading our guide. We work hard to make sure you are equipped to play blackjack at any of the US online casinos we recommend.
Best Real Money Blackjack Casinos USA
We know what you must be thinking at this point. Why these casinos? What makes these US real money blackjack casinos worthy of our top five list? Let us explain.
You can rest assured we do not just pick these casinos at random. Each casino has been thoroughly researched and tested to ensure it reaches our high standards.
We address our intense process for choosing the casinos we recommend in the section below.
How We Choose the Best Real Money Blackjack Casinos
These are a few of the criteria we follow when we search for online casinos games that are trustworthy and legitimate to use.
We Always Check User Reviews
Before we choose which online real money blackjack casinos to recommend, we also check out their user reviews. We don’t take any of the complaints we read lightly, and we always further investigate complaints to see if multiple users are experiencing the same issues.
A casino with persistent complaints in a specific area will not make our list of recommendations. It’s that simple.
We Test Deposits and Payouts
We have played blackjack at each and every one of the casinos on our list. Playing the games and making sure we don’t have any issues with their deposit or payout process is very important to us.
We Test Every Form of Customer Service They Offer
Another area we always consider when rating a casino is its customer service team. We contact a casino’s phone line, email address, live chat option, and any other forms of communication they provide.
We ask every customer service agent we get a hold of a variety of questions to check for response time, knowledge, and courtesy.
How to Play Real Money Blackjack
If you are wondering how to play blackjack online for real money, then this is the section for you. We provide you with a quick overview of how the game is played.
What Is the Object of the Game?
The object of blackjack is to win money by reaching card totals higher than the dealer’s hand without busting. Getting a total hand of 21 is the most ideal scenario.
Card Point Values- Ace: 1 or 11 points (player’s choice)
- Cards 2 to 10: correspond to their numerical value
- Face Cards (King, Queen, Jack): 10 points
How to Play Online Blackjack for Money
Before the cards are dealt, each player places a bet by putting the desired amount of chips in front of them on the blackjack table. The minimum and maximum bet size will vary depending on which real money blackjack casino you are playing at.
You will initially get two cards to start with. The dealer will also receive two cards, one face up and one face down. After the cards are dealt, you can stand, surrender, split, hit, or double down.
- By choosing to stand, you are deciding to not take any more cards.
- By surrendering, you are opting out from playing the game and will receive back 50% of your initial stake.
- By splitting, you decide to take your two cards and separate them as if they are two different hands.
Another card will then be dealt to pair up with each of the cards you split.
When you double down, you are doubling your initial bet based on the value of the first two cards you receive. Each time you hit, you will receive one additional card. That card will be added to your hand’s total point value to reach the desired 21 points.
- If your hand surpasses 21 points, you forfeit the game.
- If your hand reaches 21 points, you automatically win!
- If your hand contains less than 21 points but is higher than your dealer’s hand, you also win.
The exact amount you win is determined by your initial bet amount.
Most Popular Variations of Real Money Blackjack
Real money blackjack is not just available in its classic format. Here are details on the most popular blackjack variations we could find.
Blackjack Switch
Blackjack Switch is a relatively new variation of blackjack that emerged in 2009. It differs from traditional blackjack because players will be dealt two hands instead of one. During the initial deal, players can switch the top cards between their two hands, adding a fun twist to this classic game.
Face Up 21
The major difference between this variation of blackjack and traditional real money blackjack is that both of the dealer’s initial two cards will be dealt face-up, giving you a better idea of what you are up against.
This changes the dynamic of the game and is believed to give players the upper hand.
Spanish 21
While Spanish 21 is played similarly to traditional real money blackjack, you will notice one major difference. All 10s have been taken out of the game, so hand point totals are generally smaller, and players typically hit multiple times.
Progressive Blackjack
Progressive blackjack includes all of the same cards as classic blackjack, but it does come with a twist. The dealer is required to hit on 16 or below and stand on 17 or higher. This puts dealers at a slight disadvantage, which is why it has become so popular.
Reasons to Play Real Money Blackjack Online
Here, we are going to cover a few of the most compelling reasons to play blackjack online.
Easy to Get Started Playing for Real Money
Thanks to advancements in technology, it is easier than ever to play blackjack online for money. Signing up at any of the real money blackjack sites from our list can be done within a matter of minutes, and it requires minimal effort on your part.
It also gives you the chance to win money playing online blackjack from home; it doesn’t get much easier than that.
Several Variations to Choose From
When you visit a brick and mortar casino, you have to choose between the limited variations of blackjack that they offer. Some casinos only have a couple of options. When playing online, you can find any variation of blackjack within a matter of minutes!
Even if you want to find a specific minimum or maximum bets amounts, that’s also pretty easy to find.
Potential to Win a Substantial Amount of Money
Online casinos with blackjack are less likely to limit how much you can money you can win through playing real money blackjack than their brick and mortar counterparts. Their maximum bet amounts are typically higher, too, so you really can win a large sum of money.
Wrap Up on Playing Blackjack for Real Money
If you love playing blackjack, then we recommend playing real money blackjack online. By choosing from any one of our recommended real money blackjack sites, you are sure to find a trustworthy casino that meets your unique needs, even for players in the USA.
There are a wide variety of blackjack variants available online, so even the pickiest player will find something for them. Don’t just take our word for it, though; start playing online blackjack for money today!
Real Money Blackjack FAQ
Here, we cover some of the most frequently asked questions we get from our readers about online real money blackjack.
Yes, absolutely! We are so thankful for the advancement of technology. We may not have been able to answer this question so positively 10 years ago, but now, almost every online casino offers its casino in an app format.While they may not offer every variant of blackjack that they have on the desktop version of their site, they will typically have one to two versions of real money online blackjack to choose from.
Before we answer this question, we want to start off by telling you that we are not lawyers or legal professionals. However, to the best of our knowledge, it is not illegal to play real money blackjack online in the US.Play Blackjack Online For Money Safe Without
Every state has its own set of rules regarding online gambling, and we recommend checking out those laws in the areas you plan to play in to be safe.
If you have never played blackjack before, we recommend starting with classic/traditional real money blackjack. Every other variant of blackjack is based on this one.Learning the basics of traditional blackjack will make it easier to learn any other variation in the future.
